Frequently Asked Questions

For Singaporeans / PRs:

• Proof of identity (NRIC, passport)

• Proof of income (CPF / bank statements)

For Foreigners:

• Work Permit / S Pass / E Pass

• Proof of residence (Utility bills, phone bills, tenancy agreement, etc.)

• Payslips / bank statements

• If you are an entrepreneur, taxi driver or is simply paid based on commission, do not worry. We offers loans to you as well. All we need is your last two income tax returns so that we can calculate an average monthly earning amount which will help us determine the loan amount you qualify for.

Yes, you can!

While banks often turn away customers with bad credit scores, we do not limit any possibility, and we welcome all credit scores to apply. 

We evaluate each case individually and will do our best to understand each and every applicant’s situation.

If we find that your current financial situation is something within your means, we are happy to provide a loan to you.

We aim to help our borrowers regardless of their credit scores. This is why we do not have specific restrictions with regards to credit scores.

You can easily apply for a loan here.

Definitely no!

You are most definitely not obliged to commit to a loan after making an enquiry. You will complete your loan contract only if you are comfortable with everything.

Please feel free to connect with us by filling out the application form. 

After your loan is approved, we will transfer the money to your bank account within a day!

Next, you just need to ensure to make punctual loan repayments, and that’s it!